Oregon FAIR Plan Association
     "THE INSURANCE MARKET OF LAST RESORT"

OFPA Policies







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Cancelled Policies

Every policy issued by the OFPA carries a Policy Writing Minimum Premium of $100. In the event of an early cancellation, the $100 Minimum Premium will be fully earned. The unearned pro-rate premium in excess of the $100 Minimum Premium will be returned directly to the insured.

Agent's unearned commission on canceled policies will be adjusted quarterly, when we calculate commission payments for agents. At the end of each calendar year, agents will be sent a bill for any unearned commissions still owed to the OFPA.

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